How an Economic Downturn May Affect Contractors


How an Economic Downturn May Affect Contractors   Markets rise, and markets fall. In the U.S., the economy is seldom stable for more than a few consecutive decades. That is why, like many of you, I am concerned that an economic retraction is looming. Insurance and Equity as Recession Resources However, I believe contractors performing [...]

Matching Socks Friday


For most of us 2020 has been a year of worry, loneliness, and stress while coping with Covid-19 rules. We have learned to split our weeks between the office and working remotely. Two of us have children learning remotely and so have also had to figure that out. We are fortunate to have a law [...]

Act Quickly! LISC COVID-19 Small Business Relief Grants Available


COVID-19: LISC Grant Program for Women, Minority, and Veteran-Owned Businesses Opens for Applications for Grants Up to $20,000 Act Quickly: Application Deadline is September 7 Local Initiatives Support Corp. (LISC) is the largest community development nonprofit in the United States. LISC administers a grant program that provides capital to small businesses facing immediate financial pressure [...]

COVID-19: PPP Disappointment, Cynicism, Promises


COVID-19 Update: The PPP Disappointment, Cynicism, and Promises Most people now know the Paycheck Protection Program (PPP) loan program was grossly underfunded compared to the need. The majority of small business owners who applied through their banks received nothing. Small business owners are defined in the Act as those with fewer than 500 employees. The [...]

COVID-19: Paycheck Protection Program


COVID-19: The Remarkable Paycheck Protection Program Is Now Available to All Small Businesses The Paycheck Protection Program (PPP) is one of two loan programs established by the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act to assist companies who employ fewer than 500 people to survive the COVID-19 economic downturn. We wrote about the [...]

COVID-19: How to Apply For the U.S. Government’s Economic Injury Disaster Loans and Loan Advances


COVID-19 Update: How to Apply For the U.S. Government’s Economic Injury Disaster Loans and Loan Advances There are about 30 million small businesses in the United States. Together, they employ almost one-half of the private workforce. The federal government established two loan programs for companies who employ fewer than 500 people and satisfy other criteria [...]

Can You Become A Happier Person While Staying At Home During the COVID-19 Pandemic?


Yale University now offers its most popular course, “The Science of Well Being,” online, and it’s currently being offered for free through Coursera. The course is taught by Yale psychology professor Laurie Santos. Professor Santos synthesizes all the “happiness” research done over time into a course that presents evidenced-based ways of improving our mental well-being. [...]

Underhill Law COVID-19 Update


Please allow us to extend our sincerest well wishes to you and your families, coworkers, and friends as we all navigate our way through the COVID-19 pandemic. We are members of the same local, state, national, and international communities. While it is certain that the world will survive, the human and economic costs are uncertain. [...]

Using Games to Increase Sales


Using Games to Increase Sales People enjoy playing games, and some retailers incorporate this into the way they do business. From loyalty cards with potential discounts to the McDonalds’ Monopoly game, these things can potentially increase sales and customer loyalty. Before taking advantage of people’s love of games, business owners should ensure their games [...]

Using Independent Contractors in Your Business: Will You Survive the Inevitable Audit?


Using Independent Contractors Instead of Employees Misinformation about using independent contractors is rampant in Colorado’s business community.  A business can run into trouble when it structures its workforce without understanding Colorado and federal laws on independent contractors and employees.  Federal and state agencies audit businesses to determine whether their independent contractors must be reclassified [...]